The Foreclosure Specialist Group Inc.

California Real Estate & Foreclosure Services

Terms of Service

Effective Date: [June 9,2025]


1. Acceptance of Terms

By accessing or using the website, tools, services, or content provided by

The Foreclosure Specialist Group Inc.

("TFSG Inc.," "we," "our," or "us"), you agree to be legally bound by these Terms of Service (“Terms”) and all applicable laws and regulations. If you do not agree, you must immediately discontinue use of the website and services.


2. California Licensing Disclosure

TFSG Inc. is a

licensed real estate brokerage

operating under the California Department of Real Estate (DRE). Our services are offered in accordance with the

California Business and Professions Code

, including regulations related to foreclosure consulting, real estate agency, and disclosures under

Civil Code §2945 et seq.


3. Scope of Services

Our website and affiliated platforms may provide:

Access to real estate listings and foreclosure opportunitiesPre-foreclosure consulting and homeowner assistanceInvestor education and property analysisMentorship programs and online trainingAI assistant interaction for general inquiriesDocument downloads (NDAs, contracts, etc.)Content for informational and educational purposes only

No service is intended to replace licensed legal, tax, or financial advice.

We only provide

real estate-related guidance and facilitation

per our licensing scope.


4. Foreclosure & Homeowner Disclosures (CA-Specific)

Under California Civil Code §2945, we

do not collect upfront fees

for foreclosure assistance. Any representation or consultation involving distressed property owners will:

Be accompanied by a signed, dated written contractClearly disclose all services and fees in compliance with CA lawBe cancellable by the homeowner within 5 business days (per Civil Code §2945.3)Never involve property title transfers without full legal documentation

We

do not solicit homeowners in default

without proper identification, contract terms, and compliance with the Homeowner Bill of Rights.


5. Use of AI Assistant or Automation

Any information provided through our AI voice bot, chat assistant, or automated system is

for general informational purposes only

and does

not constitute legal, financial, or fiduciary advice

. All AI communication should be considered supplementary until confirmed by a licensed agent or broker.


6. User Responsibilities

By using our services, you agree to:

Provide accurate and truthful informationRefrain from illegal, fraudulent, or abusive behaviorNot impersonate others or submit false requestsNot reverse-engineer, scrape, or misuse proprietary content or technologyAbide by all applicable local, state, and federal laws


7. Intellectual Property

All content on our website—including text, design, logos, graphics, forms, scripts, and AI tools—is the

intellectual property of TFSG Inc.

and is protected by copyright, trademark, and other laws. Unauthorized use, copying, or redistribution is strictly prohibited.


8. Privacy & Data Protection

Your data is protected under our [Privacy Policy] in compliance with the

California Consumer Privacy Act (CCPA)

. We do not sell personal information and limit data sharing to only necessary, secure service providers.


9. No Guarantee or Warranty

TFSG Inc. does

not guarantee

:

That a property will sell or be saved from foreclosureThat any real estate investment will yield profitThat platform content is free from technical errors, though we strive for accuracy

Use of our services is

at your own risk

, and all content is provided

“as is.”


10. Limitation of Liability

To the fullest extent allowed by law, TFSG Inc., its owners, employees, and contractors shall

not be liable for indirect, incidental, or consequential damages

related to your use of the website or reliance on our services.


11. Modification of Terms

We reserve the right to modify these Terms at any time. Updated versions will be posted on the website and take effect immediately. Continued use after changes constitutes acceptance.


12. Governing Law

These Terms are governed by the laws of the

State of California

, without regard to conflict of law principles. Any legal action must be filed in

Los Angeles County, California

.


13. Contact Us

For questions about these Terms or your rights under California real estate law:

The Foreclosure Specialist Group Inc.

[51321 Avenida Bermudas, La Quinta, Ca 92247]

[7608983798]

[[email protected]]

CA DRE License #: [I]